Expect Excellence
With the right expert by your side.
Whether you're buying your first home or your next investment, the right guidance makes all the difference. Here you'll find tips, insights, and expert advice to navigate the process with confidence.
Your Trusted Partner in the Home Buying Journey
Buying a home is one of the biggest decisions you'll ever make - and I'm here to make sure it's also one of the best! From the first showing to the final signature, I'm on your side every step of the way. My goal is to give you the smoothest, most informed, and stress-free experience possible. Whether you're a first-time buyer or a seasoned investor, you can count on honest advice, expert guidance, and a commitment to putting your needs first.
Guiding you every step of the way
From start to finish, I'm here to simplify the buying process and help you make confident decisions. I'll assist you with everything from narrowing down the right neighborhoods and booking showings, to reviewing listings, making strong offers and negotiating the best possible deal. I'll also connect you with trusted mortgage professionals, home inspectors, and legal experts to ensure no detail is overlooked. Whether you're buying your first home or your fifth, I'll make sure you feel supported, informed, and in control at every stage.
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HOME BUYER'S GLOSSARY
AMORTIZATION PERIOD
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
Irrevocability
The period of time during which an offer _or counter-offer) cannot be withdrawn by the Buyer or Seller. Once an offer is made, the irrevocability clause sets a deadline for the other party to accept it. If they don't accept within that time, the offer expires automatically.
CLOSED MortgageS
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
Closing date
The date on which the new owner takes possession of the property and the sale becomes final.
Collateral
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
Deposit
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
Equity
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
MORTGAGE
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
Term
The period of time the financing agreement covers. The terms available are; 6 month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
Let's Find Your Next Home -- Together!
Ready to start the search? I'm here to guide you every step of the way. Whether you have questions, want to view a listing, or just need expert advice - I'm only a call or message away. Let's chat and get moving on your next chapter!
Take the next step in your journey
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer:
CENTURY 21 Choice Realty Inc. Brokerage
INFO & SERVICES
CENTURY 21 Choice Realty Inc. Brokerage
121 Brock Street, Sault Ste. Marie, ON P6A3B6
(705) 942-2100
INFO & SERVICES
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